My mission is to set a high standard in the mortgage industry. I am committed to quality, personal customer service, we always put the people I serve first. I adhere to the highest degree of integrity in all of our business dealings. I am part of a small, family based company who treats each and every one of our clients like a person, not a number.

At chiukui.com, you can always count on:

Fast Approvals
We use our top of the line technology to cut down on processing time and can often give you a pre-approval within hours.

Free Pre-Qualifications and Consultations
Let me help you find the perfect program for you! I have a variety of programs that are designed to help you, no matter what your situation is! Call me at 925-938-5600 or email at info@chiukui.com.

Your privacy is our first priority. chiukui.com is protected with state-of-the-art security, so the information you submit is completely confidential. It will only be shared with the chiukui.com participating lender we identify as the most appropriate match for you.

 
Home > Types of Mortgages > Fixed Rate Mortgages
 

If you like to plan for the long-term and don't like to take risks, you might want to consider a fixed-rate loan.  "Fixed" means that your interest rate and monthly loan payments remain the same for the life of your loan.  I offer 10yr, 15yr, and 30yr fixed-rate terms, on both conforming (loans under $359,650) and Jumbo (loans above $359,650) loans.

Advantages

  • Guaranteed rate for the term of the loan
  • Protection from rising interst rates
  • Fixed monthly payment amount

Consider a Fixed-Rate Mortgage If:

  • Your income is consistent and reliable
  • You're willing to pay more for the security of fixed monthly payments.
  • You plan on keeping the same mortgage for seven years or more.
  • You're looking to get into a home with the lowest down payment possible.

Special Features Available

  • No income Documentation
  • Stated income, your income is stated but not verified
  • Interest only - Pay interest only monthly payments
  • 100% financing

Get Rates Now!

 
 

Copyright © 2009 chiukui.com | email: info@chiukui.com
Sierra Pacific Mortgage Company, Inc dba CL Funding Group  | 1515 Oakland Blvd, Suite 130 | Walnut Creek, CA 94596
Tel: 925-938-5600 | CA-DOCCRMLA License #8171080 | NMLS #259720